Terms & Conditions

This page states our TERMS AND CONDITIONS. Please read this information carefully, and if you do not accept the Terms and Conditions stated here, please do not order the Home Workers' Directory. By ordering the guide you are indicating your acceptance to be bound by these Terms and Conditions.

The amount of money expected to be made depends on many factors and may vary from person to person. Individual results can be related to, but not limited to, the amount of work each individual applies to the information received.

Independent Contractor:

You are considered an Independent Contractor and not an employee American Diversified Publications. You are responsible for paying any taxes due.

Copyright Notice:

Everything on this site is copyrighted. The copyrights are owned by American Diversified Publications. All contents of this Web Site, including graphics, logos, other images, tests, software, information and other "Material", are protected under both United States and foreign copyright, trademark and other laws. All Material is the property of American Diversified Publications.

Limitation of liability:

American Diversified Publications is not liable for any direct, indirect, special, incidental, or consequential damages arising out of the use-or the inability to use-the material on this site. This includes but is not limited to the loss of data or loss of profit, even if American Diversified Publications was advised of the possibility of such damages.


You hereby agree to indemnify and hold, American Diversified Publications, harmless for any and all costs, damages, expenses, liabilities or obligations (including defense costs and attorneys fees) that it may incur as a result of claims asserted against it by any third party that directly or indirectly arise or otherwise relate to your access to and use of the Materials, including without limitation your failure to comply with the terms of this Agreement or any License Agreement.

The Home Workers' Directory provides the author's opinions, and the author does not intend to render legal, accounting, or other professional advice with the instructions of the program.

To the extent permitted by law, the services and information on this website are provided "AS IS," and without warranty, and all warranties of any kind, either express or implied, including, but not limited to, the implied warranties or merchantability, fitness for a particular purpose, or non-infringement, are hereby disclaimed, and you hereby waive all such warranties.

Users of this Web site and program materials should not rely upon any content displayed on this Web site or in the program materials when making business, financial, personal or other decisions. Furthermore, we do not endorse the opinions of third parties expressed on this Web site or on linked Web sites.

Export of Information:

The United States Export Controls laws prohibit the export of certain technical data and software to certain territories. No content from this site may be downloaded or otherwise exported in violation of United States law.

Exclusive Venue:

These Terms and Conditions are governed by the internal substantive laws of the United States and State of Kentucky, without references to rules governing choice of laws. Jurisdiction for any claims arising under this Agreement shall lie exclusively with a court of competent jurisdiction located within the City of Lexington, County of Fayette located in the State of Kentucky, and you irrevocably consent to the jurisdiction of such court. Any legal action concerning these Terms or this Web site must be brought within one (1) year after the claim or cause of action arises and must be brought in the State of Kentucky where our corporate headquarters are located.

Additional Terms of Use:

Certain parts or areas of this Web Site are subject to additional terms of use. By using such areas, or any portion thereof, you agree to be bound by the additional terms of use application to such areas. American Diversified Publications reserves the right in its sole discretion to modify or delete any Material appearing on the web site or to terminate this web site without notice. American Diversified Publications may in the future alter or add to these Terms of Service, therefore please check this page for any changes to this terms of service. Refunds of digital download orders will be refunded in full minus a five dollar processing fee.